:root {
  --navy: #0F2B46;
  --navy-2: #173A5A;
  --teal: #1AA6A6;
  --sage: #A6C49A;
  --light-blue: #E8F2F6;
  --warm-grey: #F2F4F7;
  --cream: #FBFCFA;
  --text: #17324A;
  --muted: #5C6C7A;
  --line: rgba(15, 43, 70, 0.14);
  --shadow: 0 18px 50px rgba(15, 43, 70, 0.12);
  --radius: 24px;
  --max: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--cream);
  line-height: 1.6;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; height: auto; }
a { color: var(--navy); text-decoration-thickness: 0.1em; text-underline-offset: 0.22em; }
a:hover { color: var(--teal); }
.container { width: min(var(--max), calc(100% - 40px)); margin: 0 auto; }
.narrow-page { max-width: 850px; }
.section-pad { padding: 82px 0; }
.skip-link { position: absolute; left: 16px; top: -80px; z-index: 1000; background: #fff; color: var(--navy); padding: 10px 14px; border-radius: 10px; box-shadow: var(--shadow); }
.skip-link:focus { top: 12px; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,0.96); backdrop-filter: blur(12px); border-bottom: 1px solid var(--line); }
.header-inner { min-height: 86px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; text-decoration: none; flex: 0 0 auto; }
.brand img { width: 220px; display: block; }
.nav { display: flex; align-items: center; justify-content: flex-end; flex-wrap: wrap; gap: 4px 16px; font-size: 0.95rem; }
.nav a { color: var(--navy); text-decoration: none; font-weight: 700; padding: 8px 4px; }
.nav a[aria-current="page"] { color: var(--teal); }
.platform-pill { border: 1px solid var(--line); background: var(--warm-grey); color: var(--muted); border-radius: 999px; padding: 6px 10px; font-size: 0.82rem; white-space: nowrap; }

.hero { background: radial-gradient(circle at top left, rgba(26,166,166,0.13), transparent 34%), linear-gradient(135deg, #fff 0%, var(--light-blue) 100%); }
.hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 56px; align-items: center; }
.eyebrow { color: var(--teal); text-transform: uppercase; letter-spacing: 0.14em; font-weight: 800; font-size: 0.78rem; margin: 0 0 12px; }
h1, h2, h3 { color: var(--navy); line-height: 1.12; margin-top: 0; }
h1 { font-size: clamp(2.3rem, 5vw, 4.7rem); letter-spacing: -0.045em; margin-bottom: 22px; }
h2 { font-size: clamp(1.75rem, 3vw, 2.8rem); letter-spacing: -0.03em; margin-bottom: 18px; }
h3 { font-size: 1.25rem; margin-bottom: 10px; }
p { margin: 0 0 16px; }
.lead { font-size: clamp(1.08rem, 2vw, 1.32rem); color: #28465F; max-width: 760px; }
.microcopy, .small-note { color: var(--muted); font-size: 0.95rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 30px 0 18px; }
.button { display: inline-flex; align-items: center; justify-content: center; border-radius: 999px; padding: 14px 22px; font-weight: 800; text-decoration: none; border: 2px solid transparent; line-height: 1.1; }
.button.primary { background: var(--navy); color: #fff; box-shadow: 0 12px 26px rgba(15,43,70,0.24); }
.button.primary:hover { background: var(--teal); color: #fff; }
.button.secondary { background: #fff; color: var(--navy); border-color: var(--line); }
.button.secondary:hover { border-color: var(--teal); color: var(--teal); }

.hero-panel { display: grid; gap: 16px; }
.panel-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.panel-card { background: rgba(255,255,255,0.9); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; box-shadow: var(--shadow); }
.panel-card.large { padding: 30px; }
.panel-card.accent { background: var(--navy); color: #fff; }
.panel-card.accent h2, .panel-card.accent .number { color: #fff; }
.panel-card h2 { font-size: 1.38rem; margin-bottom: 8px; }
.panel-card p { margin-bottom: 0; color: inherit; }
.number { display: inline-block; color: var(--teal); font-weight: 900; margin-bottom: 10px; }

.trust-strip { padding: 26px 0; background: #fff; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.trust-grid div { border-left: 4px solid var(--sage); padding-left: 14px; }
.trust-grid strong, .trust-grid span { display: block; }
.trust-grid strong { color: var(--navy); }
.trust-grid span { color: var(--muted); font-size: 0.92rem; }

.two-column { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 56px; align-items: start; }
.stacked-copy p { font-size: 1.08rem; }
.text-link { font-weight: 800; }
.section-heading { max-width: 820px; margin-bottom: 34px; }
.section-heading.narrow { max-width: 720px; margin-inline: auto; text-align: center; }
.cards { display: grid; gap: 22px; }
.cards.three { grid-template-columns: repeat(3, 1fr); }
.cards.two { grid-template-columns: repeat(2, 1fr); }
.card, .feature-card, .contact-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; box-shadow: 0 12px 34px rgba(15,43,70,0.08); }
.card a, .feature-card a { font-weight: 800; }
.icon-badge { width: 54px; height: 54px; display: grid; place-items: center; background: var(--light-blue); border: 1px solid var(--line); color: var(--navy); font-weight: 900; border-radius: 18px; margin-bottom: 20px; }
.tinted { background: var(--warm-grey); }
.process-section { background: #fff; }
.process-list { list-style: none; display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; padding: 0; margin: 38px 0 0; }
.process-list li { background: var(--light-blue); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.process-list span { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 900; margin-bottom: 16px; }
.feature-card { background: var(--navy); color: #fff; }
.feature-card h2 { color: #fff; }
.feature-card a { color: #fff; }
.feature-card.muted { background: var(--light-blue); color: var(--text); }
.feature-card.muted h2 { color: var(--navy); }
.learn-highlights { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; }
.learn-highlights div { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 16px; font-weight: 800; color: var(--navy); }
.cta-section { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%); color: #fff; }
.cta-panel { display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.cta-panel h2, .cta-panel .eyebrow { color: #fff; }
.cta-panel p { max-width: 700px; }
.cta-panel .button.primary { background: #fff; color: var(--navy); box-shadow: none; }
.cta-panel .button.primary:hover { background: var(--sage); color: var(--navy); }

.page-hero { background: linear-gradient(135deg, #fff 0%, var(--light-blue) 100%); border-bottom: 1px solid var(--line); }
.breadcrumbs { background: #fff; border-bottom: 1px solid var(--line); }
.breadcrumbs ol { list-style: none; width: min(var(--max), calc(100% - 40px)); margin: 0 auto; padding: 12px 0; display: flex; flex-wrap: wrap; gap: 8px; font-size: 0.92rem; color: var(--muted); }
.breadcrumbs li::after { content: "/"; margin-left: 8px; color: #8AA; }
.breadcrumbs li:last-child::after { content: ""; }
.breadcrumbs a { text-decoration: none; font-weight: 700; }
.check-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.check-grid div { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 14px 16px; font-weight: 800; color: var(--navy); }
.check-grid div::before { content: "✓"; color: var(--teal); margin-right: 8px; }
.contact-layout { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 24px; align-items: start; }
.muted-card { background: var(--light-blue); }
.nice-list { margin: 0; padding-left: 1.15rem; }
.nice-list li { margin: 8px 0; }
.content-page h2 { margin-top: 32px; }
.content-page h2:first-child { margin-top: 0; }

.site-footer { background: var(--navy); color: rgba(255,255,255,0.86); padding: 54px 0 24px; }
.site-footer h2 { color: #fff; font-size: 1rem; margin-bottom: 14px; letter-spacing: 0.02em; }
.site-footer a { display: block; color: rgba(255,255,255,0.88); text-decoration: none; margin: 8px 0; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.site-footer img { background: rgba(255,255,255,0.06); border-radius: 10px; }
.footer-grid { display: grid; grid-template-columns: 1.35fr 1fr 1fr 1fr; gap: 32px; }
.footer-tagline { color: #fff; font-weight: 800; margin-top: 12px; }
.footer-cta { font-weight: 900; color: #fff !important; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; margin-top: 38px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,0.16); font-size: 0.9rem; color: rgba(255,255,255,0.68); }
.footer-bottom p { margin: 0; }

@media (max-width: 980px) {
  .header-inner { align-items: flex-start; flex-direction: column; padding: 14px 0; }
  .nav { justify-content: flex-start; }
  .hero-grid, .two-column, .contact-layout { grid-template-columns: 1fr; gap: 32px; }
  .process-list, .trust-grid { grid-template-columns: repeat(2, 1fr); }
  .cards.three, .cards.two { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 640px) {
  .container { width: min(100% - 28px, var(--max)); }
  .section-pad { padding: 56px 0; }
  .brand img { width: 185px; }
  .nav { gap: 2px 12px; font-size: 0.9rem; }
  h1 { font-size: 2.35rem; }
  .panel-row, .process-list, .trust-grid, .check-grid, .learn-highlights, .footer-grid { grid-template-columns: 1fr; }
  .hero-actions, .cta-panel, .footer-bottom { flex-direction: column; align-items: flex-start; }
  .button { width: 100%; }
  .platform-pill { margin-top: 4px; }
}

.policy-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; margin-top: 26px; }
.policy-list .card { padding: 24px; }
.policy-list .card p { color: var(--muted); }
.policy-list .card a { display: inline-flex; margin-top: 8px; font-weight: 900; }
.contact-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.contact-list .contact-card p { margin-bottom: 6px; }
@media (max-width: 720px) { .policy-list, .contact-list { grid-template-columns: 1fr; } }